Inventory Protocols Distinguish Covered Loss From Excluded Water Damage Through Chain of Custody Documentation
Insurance defines water damage through two critical lenses: the source of water and the speed of intrusion, both documented through rigorous inventory standards during restoration. Sudden, accidental water damage from burst pipes or storms is typically covered; slow leaks, maintenance failures, and gradual seepage are not. Professional pack-out documentation protocols establish the chain of custody for damaged contents, verify what qualifies for coverage, and create complia